Because Hyundai/Kia have designed them to be easy to steal. Ram is doing the same.
The guy in this thread seems to think that's the owner's problem to fix with extensive aftermarket solutions and that using the insurance you pay every month for exactly this type of thing is somehow the wrong thing to do.
If people can't insure the vehicles, people will stop buying them. This is the manufacturers problem.
Insurance premiums are through the roof because of this mentality. Yes, insurance is necessary to protect ones stolen or damaged property BUT that doesn't mean it should hill you die on either. Law enforcement apathy, lack of knowledge, cost of aftermarket products, and on and on all add to a problem that is systemic across the Americas but has been made far easier by third party software, as
@Eighty highlighted. I was going to keep my old Hyundai for daily driver but like you mention, it is unrealistic to keep due to inability to insure them, so I DO agree with where you are coming from but I would argue that what Stellantis has done is not akin to Hyundai/Kia as they didn't purposely leave vulnerabilities and hide it from the public. Making a vehicle that is impervious to third party (largely Chinese and Russian) software is a whole other issue that is not something that vehicle manufacturers across all companies have really been able to fully get a handle on, with only a handful focusing solely on that segment of their sector.
To Eighty's point, it really comes down to personal responsibility and perspective. If you solely believe that law enforcement could save you from a home invasion, then we probably wouldn't have so many detectives or hold times on 911. You're going to do you, but I think
@Eighty has had his fill of the "never thought it would happen to me"s that crowd the TRX board. Whether the 2025's stay impervious to such intrusions, will really come down to time. I already have 2025 key reprogramming on my Shop Scan Tool. As such I will be doing an Igla and some sort of newfangled alarm, without subscription.
All that is to say, that if someone stole means of transportation (i.e. horse) 130 years or so back, that was a death sentence. I don't much believe in capital punishment in general, but I think we'd have a lot less vehicle thefts if the thieves didn't have fingers to type on the software