Thanks for the insights!
BTW, insurance does not “pay NADA”. They use a service that locates near identical vehicle retail sales & asking prices of available vehicles in your market area & compiles the data for a reasonable offer. Can’t remember what the service is called, but it’s fair to the insured. Still, a brand new vehicle typically takes its biggest depreciation hit 1st year.
There are no absolutes when it comes to theft protection, but you can stop amateurs. As a claims adjuster, I remember a case with a brand new “unstealable” Mercedes S600 in the late 90s. Owner was a very wealthy financier…not an inside job. The garage was even gated, controlled by unique coded transponders. But, it got stolen.
My concern is parking my truck at remote trailheads for hours at a time. I’m guessing professional thieves are not going to be waiting in these locations or scoping it out at trailheads. But, tire/wheel thefts or glass break-ins for personal property are the biggest risks.
BTW, the Mc Guard wheel locks Ram provided on my truck (maybe every truck gets them…IDK) are junk. The mating surface does not match the wheel exactly & could actually cause damage. Has anyone found a superior option for our wheels?
